Enroll Today | Start by downloading your benefits packet below

Don't Miss This
Once a Year Opportunity

All State of Florida and University Employees have ONLY THREE WEEKS to add or make changes to existing Pre-Tax Benefits for the 2022 plan year. The enrollment period is open from October 11th–October 29th. Start the enrollment process today by downloading the benefits packet below.

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Enroll to Save 25% or More
with Pre-Tax Benefits

When you enroll for Pre-Tax Benefits, the money you pay for insurance premiums comes out of your paycheck before taxes are withheld. This decreases your overall taxable income and means you owe less money when it comes time to pay taxes. Employees save an average of 25% or more depending on their personal and family tax obligations.

If you purchase a dental plan for your family of four and pay $76.02 ($19.01 per person) each month, you'll save $228.12 with pre-pax benefits (based on a 25% tax rate.) *Please consult your professional tax advisor for additional information regarding Section 125/cafeteria plan savings.

Choose the Supplemental Coverage
That Fits Your Needs

Take a look at the different options you have available and learn a little about the key benefits of each type of plan. Feel free to watch the short video for more details on each plan or find more information about Open Enrollment by downloading our interactive brochure.

Key Benefits

  • 6-month dental cleanings.
  • 6-month regular exams.
  • Routine X-rays.
  • No claims submissions.
  • No annual maximums.

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Key Benefits

  • Covers costs associated with annual eye exams, eyeglasses, and contact lenses.
  • Savings for Lasik vision corrective services.
  • Lowest out-of-pocket cost when visiting a participating provider.

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Key Benefits

  • Lost income supplement.
  • Treatments out-of-network.
  • Transportation and lodging.
  • Intensive care coverage for any reason.
  • Prior cancer diagnosis does not automatically exclude coverage.

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Key Benefits

  • Hospitalizations with or without surgery.
  • Intensive care.
  • Outpatient surgery.
  • Emergency room visits with admission.
  • Ambulance services.
  • Convalescent or skilled nursing facility.

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Download a Benefits Packet to Start Your Enrollment Today!

As a State of Florida Employee, the first step to enroll in Pre-Tax Benefits is to download a Benefits Packet. This will take out a lot of the guesswork when it comes to understanding the different plan options available to you.

Please answer the following questions so we can send you the correct information:

Please choose the types of Pre-Tax coverage that interest you from the options below:

Capital Insurance Agency
is Here to Help You

If you have any questions about enrolling or navigating your benefit options, please contact us. Our licensed Capital Agents are here to make this process simple, and they will be happy to assist you in any way they can.

Give Us a Call

800-780-3100